Question 1

Ai-je besoin d'un numéro CIPR pour m'inscrire?

Accepted Answer

Oui. Tous les inscrits doivent avoir un numéro du Registre Canadien des Participants à l'Assurance (CIPR) avant de commencer le cours. Vous pouvez obtenir le vôtre sur le site de CIPR.

Question 2

Are BCC's insurance courses approved by provincial regulators?

Accepted Answer

Yes. BCC is an approved provider of LLQP education. After passing your certification exams, BCC updates your CIPR record and you register for your provincial licensing exam through your provincial regulator.

Question 3

Are live office hours required?

Accepted Answer

No. Office Hours are an optional add-on. They are helpful if you want live support and real-time answers while you prepare.

Question 4

Are mock exams included with CFP® and QAFP™ Exam Prep?

Accepted Answer

Yes. BCC’s CFP® and QAFP™ Exam Prep programs include mock exams to help you practise, test your understanding, and identify areas for further review.

Question 5

Are mock exams included?

Accepted Answer

Yes. Both Core and Plus include mock exams to help you practise and identify areas for further review.

Question 6

Are office hours still available?

Accepted Answer

Yes. Office hours will continue for learners who have access to them through their program or add-on.

Question 7

Are there any other fees besides the course price?

Accepted Answer

No fees beyond the course price for BCC's exam prep. The course price includes everything: lessons, quizzes, flashcards, practice exams, progress tracking, and the Pass Guarantee. Note that CIRO charges its own exam fees directly: $475 for your first attempt, covering up to three attempts within a 12-month enrolment period, and $300 per second or third attempt. These are paid directly to CIRO at the time of enrolment and are separate from your BCC course fee.

Question 8

Are these courses endorsed by CIRO?

Accepted Answer

Business Career College’s exam prep courses for securities licensing including CIRE and RSE are built directly around CIRO’s official syllabi. Our content maps to the competencies and learning outcomes that are actually assessed on the exam.

Question 9

Are you affiliated with CIRO or any regulatory body?

Accepted Answer

No. We are an independent education provider. Our courses are designed to align with published exam syllabi and proficiency expectations, but we are not affiliated with, endorsed by, or approved by any regulatory body.

Question 10

Can I access both courses at the same time?

Accepted Answer

No. You'll have immediate access to CIRE exam prep when you purchase the bundle. RSE exam prep unlocks automatically after you pass your CIRE exam. This reflects the regulatory requirement that CIRE must be passed before writing the RSE exam.

Question 11

Can I access course materials offline?

Accepted Answer

Currently, the platform requires an internet connection. Offline access is not available at this time.

Question 12

Can I adjust my study schedule if my exam date changes?

Accepted Answer

Yes. Update your target exam date anytime, and your daily study plan will recalibrate automatically.

Question 13

Can I download study materials?

Accepted Answer

Currently, study materials are available online only. Offline access and downloads are not available at this time.

Question 14

Can I get CE credits for LLQP?

Accepted Answer

If you complete your LLQP program before December 7, 2026 you will earn 30 A&S credits and 30 Life credits with AIC. Beyond December 7th 2026, this course will no longer be accredited for CE.

Question 15

Can I have candidates pay for their own assigned courses?

Accepted Answer

Not yet. Today, the firm covers the cost of assigned courses. The option to assign a course and have the candidate pay is coming soon.

Question 16

Can I later sell life insurance in Quebec?

Accepted Answer

Yes. BCC offers a Top-Up Course that adds the Life Insurance and Segregated Funds & Annuities modules for the Quebec market.

Question 17

Can I later upgrade to sell life insurance?

Accepted Answer

Yes. BCC offers a Top-Up Course for A&S graduates who want to add the Life Insurance and Segregated Funds & Annuities modules.

Question 18

Can I purchase individual courses instead of the bundle?

Accepted Answer

Yes. If you only need CIRE or RSE, you can purchase them individually. Visit the CIRE course page or RSE course page. Note that if you purchase CIRE individually and later want RSE, you'll pay the full individual price for RSE.

Question 19

Can I purchase the CFP® or QAFP™ exam prep now and prepare for a later exam?

Accepted Answer

Yes. You can purchase your exam prep course now, even if you plan to write the exam at a later date.

Question 20

Can I retake practice exams?

Accepted Answer

Yes. You have unlimited access to practice exams. Each attempt helps the platform refine your Concept Mastery and ReadyRating.

Question 21

Can I still write my certification exams?

Accepted Answer

Yes. Current learners can continue working toward their certification exams through the current platform during their access period.

Question 22

Can I study from anywhere in Canada?

Accepted Answer

Yes. The course is 100% online, self-paced, and offered in English. Whether you're in Alberta, Ontario, BC, or anywhere else in Canada, you can access your CIRE exam prep on your own schedule.

Question 23

Can I transfer this certification to another province?

Accepted Answer

You can, but you will need to complete the Ethics and Professional Practice - Common Law module.

Question 24

Can I transfer to the new ReadyEngine program?

Accepted Answer

No. Current learners cannot transfer into the new ReadyEngine program because there is no simple migration path between the platforms. Your course access and progress will remain on the current platform.

Question 25

Can I try it before I commit?

Accepted Answer

Yes. Start a free trial to experience ReadyEngine before purchasing.

Question 26

Can I try this course before I pay?

Accepted Answer

Yes. The free Platform Preview gives you a meaningful sample of the course experience, including questions, flashcards, and lessons. It's designed to help you understand how adaptive learning works and whether the platform is right for you. Full course access unlocks unlimited practice, complete lesson libraries, practice exams, and the Pass Guarantee.

Question 27

Can I upgrade from a free account?

Accepted Answer

Yes. Once you're ready, you can purchase full course access from your account dashboard.

Question 28

Can I use this if I'm retaking an exam?

Accepted Answer

Yes. ReadyEngine™ is especially effective for retakes because it identifies gaps quickly and keeps targeting them until performance improves.

Question 29

Can Quebec graduates work outside Quebec?

Accepted Answer

Yes, if you complete the Ethics and Professional Practice Common Law module, which allows you to practice in Common Law provinces. See our Ethics & Professional Practice Common Law Course.

Question 30

Can firms monitor CIRE and RSE readiness centrally?

Accepted Answer

Yes. Firms receive reporting visibility across registrants to support scheduling decisions and onboarding planning.

Question 31

Can firms monitor candidate readiness centrally?

Accepted Answer

Yes. Once you assign courses to your team, you can see each candidate's live ReadyRating™ and training activity from one place. No need to ask candidates how they feel about the exam.

Question 32

Can my employer reimburse this course?

Accepted Answer

Some employers may reimburse education costs. We recommend checking with your employer directly.

Question 33

Can my employer reimburse this financial planning exam prep course?

Accepted Answer

Some employers may reimburse education costs. We recommend checking with your employer directly.

Question 34

Can my firm buy and assign courses now?

Accepted Answer

Yes. You can purchase licenses in bulk and assign CIRE and RSE prep to your candidates today. You can also see each candidate's ReadyRating™ and training activity as they progress.

Question 35

Can this help if I failed one of the exams?

Accepted Answer

Yes. Adaptive learning is especially effective for retakes because it identifies gaps quickly and keeps targeting them until performance improves. If you've already passed CIRE and only need RSE prep, you may want to purchase the RSE course individually.

Question 36

Can we get volume or enterprise pricing?

Accepted Answer

Yes. We offer volume licensing and enterprise arrangements for firms sponsoring multiple candidates. Book a discovery call to discuss what makes sense for your team size and licensing timeline.

Question 37

Can we offer BCC courses under our own brand?

Accepted Answer

Yes. Our Branded Storefront Partner option gives your team a co-branded learning hub with centralized access to licensing, certification, and course content, plus simplified enrollment workflows for managers and learners.

Question 38

Can we track our team's progress and readiness centrally?

Accepted Answer

Yes. Your training dashboard gives real-time visibility into enrollment and completion, tracks certification milestones across branches or regions, flags learners who may need extra support, and produces executive-ready reports for compliance and workforce planning.

Question 39

Combien de temps ai-je pour compléter le cours PQAP?

Accepted Answer

Vous disposez de 12 mois à partir de la date d'inscription pour compléter vos examens de certification.

Question 40

Do I have to take CIRE before RSE?

Accepted Answer

CIRO requires candidates to pass the CIRE before writing the RSE exam. However, with the bundle you have immediate access to both exam prep courses from day one and can choose how to structure your study approach.

Question 41

Do I need any prerequisites before starting?

Accepted Answer

No specific prerequisites are required to use the platform. However, you should confirm with your sponsoring firm or regulator which exam(s) you need to write as part of your licensing requirements.

Question 42

Do I need this before writing provincial licensing exams?

Accepted Answer

Yes. Completing the Ethics and Professional Practice - Civil Code certification exam is mandatory before booking the provincial Ethics exam through the AMF.

Question 43

Do I need to buy the new program?

Accepted Answer

No. If you are already enrolled in the current LLQP program, you do not need to buy the new program because of this change.

Question 44

Do I need to complete the entire course before taking the exam?

Accepted Answer

No. The platform is designed to help you reach readiness efficiently, not force you through every piece of content. You can book your exam when your ReadyRating and Concept Mastery indicate you're ready.

Question 45

Do I need to take a prep course before writing a CIRO exam?

Accepted Answer

No. CIRO does not require candidates to complete a preparatory course before writing a proficiency exam. That said, most candidates choose to use an exam prep program to prepare efficiently and go in with certainty. BCC's adaptive platform is built specifically for that purpose — helping you focus on what matters and know when you're ready before you book.

Question 46

Do the CFP® or QAFP™ exam prep courses expire?

Accepted Answer

BCC’s financial planning exam prep courses do not expire. You’ll continue to have access to your course materials after enrollment.

Question 47

Do these financial planning exam prep courses qualify for CE credits?

Accepted Answer

No. BCC’s financial planning exam prep courses do not qualify for CE credits.

Question 48

Do you offer other securities licensing exam prep courses beyond CIRE and RSE?

Accepted Answer

Yes. Additional courses are in development on ReadyEngine. This page shows what’s available now and what’s coming.

Question 49

Do you provide official transcripts or certificates?

Accepted Answer

We provide certificates of completion for internal tracking purposes, but these are not official regulatory documents. Your official exam results and licensing records are maintained by the regulatory body.

Question 50

Does Core include weekly office hours?

Accepted Answer

No. Weekly office hours are included in CFP® Exam Prep: Plus.

Question 51

Does my A&S access expire?

Accepted Answer

Yes. You have access to the course for 12 months from the date of purchase. We recommend using your ReadyRating™ score to track your readiness and book your exam well within that window.

Question 52

Does my Ethics & Professional Practice access expire?

Accepted Answer

Yes. You have access to the course for 12 months from the date of purchase. Complete the course material, write your certification exam, and prepare for licensing within that window.

Question 53

Does my GLQP access expire?

Accepted Answer

Yes. You have access to the course for 6 months from the date of purchase. Complete all course requirements and exams within that window.

Question 54

Does my LLQP access expire?

Accepted Answer

Yes. You have access to the course for 12 months from the date of purchase. We recommend using your ReadyRating™ score to track your readiness and book your exam well within that window.

Question 55

Does my PQAP access expire?

Accepted Answer

Yes. You have access to the course for 12 months from the date of purchase. Complete all modules and certification exams within that window.

Question 56

Does my Top-Up access expire?

Accepted Answer

Yes. You have access to the course for 12 months from the date of purchase. Complete the Life Insurance and Segregated Funds & Annuities modules, write your certification exams, and prepare for licensing within that window.

Question 57

Does the LLQP apply in Quebec?

Accepted Answer

The LLQP Common Law course applies across Canada except Quebec. For Quebec, BCC offers LLQP Civil Code covering the same content, aligned to AMF licensing requirements. If you plan to practice in both jurisdictions, you'll need to complete the base course for one and the Ethics and Professional Practice module for the other.

Question 58

Does the Pass Guarantee cover both exams?

Accepted Answer

Yes. If you achieve a ReadyRating Level 5 for either exam and still fail that exam, you're covered by our Pass Guarantee. Full terms are available on our Refund Policy page.

Question 59

Does the content align with the current exam syllabi?

Accepted Answer

Yes. Our courses are designed to align with published exam syllabi, learning outcomes, and proficiency expectations for Canadian securities licensing exams. We track regulatory updates and adjust content accordingly.

Question 60

Does this course include life insurance licensing?

Accepted Answer

No. The A&S Civil Code course covers Accident & Sickness insurance only. It does not include the Life Insurance and Segregated Funds & Annuities modules required for full LLQP designation.

Question 61

Does this replace internal licensing programs?

Accepted Answer

No. BCC is a CISRO-approved course provider. Internal L&D teams select the approved provider, and we work alongside your existing onboarding structure.

Question 62

How do I access the free Platform Preview without enrolling in a course?

Accepted Answer

Create a free account. No credit card required. You'll get access to sample questions, flashcards, video lessons, and a preview of ReadyEngine™ and the Concept Mastery tracker. This lets you experience how the platform works before committing to a full course.

Question 63

How do I access the free Platform Preview?

Accepted Answer

Create a free account. No credit card required. You'll get access to sample questions, flashcards, video lessons, and a preview of ReadyEngine™ and the Concept Mastery tracker. This lets you experience how the platform works before committing to a full course.

Question 64

How do I contact support?

Accepted Answer

Visit our Contact page to reach our support team. We're here to help with any questions about the platform, courses, or your account.

Frequently Asked Questions

Browse every question

Licensing

Are you affiliated with CIRO or any regulatory body?

How do I get my securities license in Canada?

What happens after I pass my exam?

Will this course fulfill my firm's licensing requirements?

Courses

Are these courses endorsed by CIRO?

Can I access both courses at the same time?

Can I access course materials offline?

Can I try it before I commit?

Can I try this course before I pay?

Do I have to take CIRE before RSE?

Do you offer other securities licensing exam prep courses beyond CIRE and RSE?

How fast can I finish this course?

How is the RSE different from the CIRE?

How is this course different from the official exam syllabus?

How long do I have access to the CIRO exam prep courses?

How long do I have access to the bundle?

How long do I have access to the course?

How long does it take to prepare for both exams?

What are ReadyRating and Concept Mastery?

What exams do you offer prep for?

What if I only need one of these exams?

What is the CIRE exam?

What is the RSE (Retail Securities Exam)?

What is the ReadyRating score?

What is the difference between an IR and an RR?

What makes this different from a question bank or study guide?

What's included in the practice exams?

What’s the difference between CIRE Exam Prep and RSE Exam Prep?

What’s the difference between the CIRE and the CSC?

Which course should I take?

Which securities licensing exam prep course should I start with?

Who is this bundle for?

Who needs to take the CIRE exam?

Who needs to take the RSE exam?

Exams

Can I use this if I'm retaking an exam?

How do I register for a CIRO exam?

How do I register for the RSE exam?

How do I register for the actual CIRE exam?

How does BCC support learners who are retaking an exam?

What is the pass mark for securities licensing exams?

What should I expect on the CIRE exam?

What should I expect on the RSE exam?

Platform

Can I adjust my study schedule if my exam date changes?

How does ReadyEngine™ build my personalized study plan?

How does ReadyEngine™ support learners retaking an exam?

How does the platform identify what I already know?

What browsers are supported?

What courses run on ReadyEngine™?

What devices can I use?

What is Concept Mastery?

What is adaptive learning?

What platform will I use for my BCC course?

Scoring

How do I know when I'm ready to book my exam?

What are the requirements for course completion?

What if I don't feel ready even though my ReadyRating says I am?

What is the ReadyRating™ score?

Content

Does the content align with the current exam syllabi?

Is the course content created by AI?

What formats are the lessons delivered in?

Study Materials

Can I download study materials?

Can I retake practice exams?

What study materials are included?

What tools are included besides the lessons?

Cost

Are there any other fees besides the course price?

Can I purchase individual courses instead of the bundle?

Can I upgrade from a free account?

How do I access the free Platform Preview without enrolling in a course?

How do I access the free Platform Preview?

How generous is the free version?

How much does it cost to write a CIRO exam?