Skip to main content
Business Career College by WKT

LIFE LICENCE QUALIFICATION PROGRAM (LLQP)

LLQP: Life License Qualification Program

Most training platforms show you how much you've studied. ReadyEngine™ shows you when you're ready to pass your exam.Built by learning professionals and industry experts, aligned to the official LLQP curriculum.

100% online • Self-paced • Pass Guarantee

97%

Learner success rate on ReadyEngine™

Pass Guarantee

Reach Level 5 or your money back

29 Years

In financial services education

100% Online

Self-paced adaptive learning

Proudly Canadian

Built for Canadian licensing and certification exams

OUR SOLUTION

LLQP on ReadyEngine™ answers the one question that actually matters: Am I ready to pass?

  • Readiness measurement: ReadyEngine™ is a readiness intelligence platform. It tells you when you're ready to pass your exam, not just when you're done studying.

  • Expert-developed content: Built by learning professionals and industry subject matter experts. Not AI-generated.

  • Exam-aligned structure: Aligns with the LLQP curriculum.

VIDEO LESSONS

350+

Short, focused lessons in video, PDF, and audio formats. Explains what matters and connects it to real-world decisions.

QUESTIONS

10,000+

Exam-style practice questions with explanations to reinforce understanding and highlight gaps.

FLASHCARDS

3,000+

For fast review of definitions, rules, and key concepts.

CONCEPTS

143

Key concepts organized according to the LLQP curriculum.

COURSE OPTIONS

Choose your path to licensing

Life License Qualification Program (LLQP)

Choose the program that aligns with your licensing goals and practice location.

Life License Qualification Program (LLQP) Common Law Course

Get licensed to sell life and health insurance across Canada (except Quebec). This course prepares you for Life Insurance and Accident & Sickness certification and supports your path toward provincial licensing as a life and health insurance agent.

$375 CAD

Add live Office Hours coaching for $100

View Course

Life License Qualification Program (LLQP) Civil Code (Quebec) Course

Get licensed to sell life and health insurance in Quebec. This course prepares you for the Life Insurance, Accident & Sickness insurance, Segregated Funds & Annuities and Ethics and Professional Practice (Quebec) certification exams and supports your path toward AMF provincial licensing.

$375 CAD

Add live Office Hours coaching for $100

View Course

Accident & Sickness (A&S) Licenses

Choose from these courses if you're only looking for accident and sickness certification. These courses alone do not qualify students for full LLQP designation.

Accident & Sickness (A&S) Common Law Course

Focused A&S insurance training for Common Law jurisdictions across Canada (except Quebec). Covers health and disability coverage, including living benefits, and meets provincial licensing requirements.

$199 CAD

View Course

Accident & Sickness (A&S) Civil Code (Quebec) Course

Focused A&S insurance training for Quebec's Civil Code framework. Covers health and disability coverage and meets AMF provincial licensing requirements.

$199 CAD

View Course

Upgrades

Choose from these courses if you want to expand your LLQP or A&S practice.

Ethics & Professional Practice Common Law Course

For advisors transferring from Quebec to sell insurance products in a Common Law province.

Ethics & Professional Practice Civil Code (Quebec) Course

For advisors transferring from a Common Law province to sell insurance products in Quebec.

A&S Top-Up to LLQP

This Top Up Course is designed for insurance agents who already hold an Accident & Sickness (A&S) license and want to upgrade to full LLQP certification. This is the same course for both Common Law and Civil Code.

$299 CAD

View Course

FOR FIRMS

Licensing your team?

Volume Pricing

Discounts that scale with your candidate count.

Course Assignment

Assign LLQP courses to your team in a few clicks.

Readiness Tracking

See every candidate's ReadyRating™ in one view.

Customized Continuing Education

Customized CE programs for enterprise clients, delivered in person or virtually.

THE PROOF

Our results speak for themselves. ReadyEngine™ raises the bar further.

BCC students consistently outperform the national average across every LLQP module. The numbers shown in this section are from our traditional learning management system, sourced from CISRO data covering May 2025 to April 2026.

When we deployed ReadyEngine™ on our Alberta real estate licensing program (opens in a new tab), first-attempt pass rates jumped 15 percentage points and time to complete dropped from 120 days to 36. That's more than three times faster than our traditional learning platform. In financial services, where speed to licensing and true exam readiness are so important, these are outcomes worth paying attention to.

With BCC's LLQP now running on ReadyEngine™, we expect results to move in the same direction.

85%
Life Insurance first-attempt pass rate vs. 75% national average
91%
Accident & Sickness first-attempt pass rate vs. 78% national average
88%
Segregated Funds first-attempt pass rate vs. 76% national average
85%
Ethics Common Law first-attempt pass rate vs. 78% national average

Please note: These figures reflect results from BCC's traditional learning management system. Source: CISRO Exam Pass Rate at First Attempt by Course Provider, May 2025 to April 2026.

WHY IT MATTERS

Why readiness intelligence changes everything for insurance licensing

Canada's insurance licensing exams are high-stakes. Studying hard is not the same as being ready to write. Each module tests different competencies, and readiness depends on demonstrated performance, not time spent.
Every LLQP course on this platform runs on ReadyEngine™. It tracks your performance by concept, weights your study plan to match the official LLQP syllabi, and produces a ReadyRating™ that tells you when you're ready to book. Not just when you're done.

OUR CONTENT STANDARD

Expert-developed.
Purposefully structured.
Proven to work.

ReadyEngine™ personalizes your path through the content with the help of AI. It doesn't write it. BCC's LLQP content is built by learning professionals and industry subject-matter experts. It's aligned with the LLQP curriculum and structured to produce real mastery.

Our Experts

Developed by a team of learning professionals and industry subject matter experts with direct experience in Canadian financial services. Every lesson, question, and explanation is grounded in the regulatory environment, the exam expectations, and what it takes to pass.

Our Content

Every piece is aligned with the LLQP curriculum, weighted by how much each concept is tested, and reviewed for accuracy before it reaches a learner.

Our Process

Every element is intentional. Concepts are sequenced to build on each other. Questions mirror the difficulty and style of the actual exam. Explanations are designed to close gaps, not just confirm answers. Depth, not volume. Mastery, not memorization.

Your path from enrolment to licensed.

Three steps to a readiness score you can trust. No guessing. No overstudying. Just a clear path to your provincial licence.

1

Start with an assessment

Identify what you already know and where your gaps are before you invest time studying.

2

Follow a plan that adapts to you

Your study path updates continuously based on your performance and the LLQP curriculum.

3

Know when you're ready to book

Your ReadyRating™ tells you when your performance supports booking your licensing exam. When you hit Level 5, the data says go.

EXAMS & LICENSING

Certification exam requirement

Certification exams are included in your enrolment. Each module has its own exam.

Exam Overview:

  • 20 to 30 multiple-choice questions per module
  • Passing grade: 60%
  • 75 minutes per attempt
  • Maximum 4 attempts per module over a 12-month period

A course retake is required after four unsuccessful attempts at any module, per CISRO/OCRA regulations.

From certification to license

Passing all certification exams is the first step. After you pass, BCC updates your CIPR record, which enables you to register for your provincial licensing exam. That exam is the final step to practicing as a licensed life and health insurance agent.

We guide you through the licensing application process, including the documentation requirements and next steps with your provincial regulator.

Licensing process

FOR FIRMS

License your team faster. Know when they're ready before they book.

Every week an advisor isn't licensed is a week they aren't producing. Most firms manage their licensing pipeline manually: progress check-ins, self-reported confidence, and hoped-for pass rates.

ReadyEngine™ changes that. Every candidate has a live ReadyRating™. You see who's ready to book, who isn't, and where the gaps are, without asking them.

Enterprise solutions
  • Buy Licenses in Bulk. Lock in enterprise pricing and purchase licenses directly from the site. Volume discounts scale with your candidate count. For firms that prefer a referral model, invite your team to their own training and maintain oversight and reporting throughout.
  • Assign Courses to Your Team. Assign LLQP courses to registrants in a few clicks. No manual enrollment, no back-and-forth.
  • Track Readiness Across Your Team. See each candidate's live ReadyRating™ and training activity in one view. Know who's ready to book and who needs more time.
  • Exam Integrity Built In. Every session runs through LearnerVerified™ identity verification and secure online proctoring. Firms get a defensible audit trail without building it themselves.
  • Support at Every Stage. Candidates get 24/7 access to Riley, ReadyEngine™'s AI study assistant, plus human support when they need more.

THE PROOF BEHIND THE PLATFORM

29 years of financial licensing. A readiness platform proven across markets.

BCC has trained professionals in Canadian financial services since 1997. BCC CIRO Exam Prep runs on ReadyEngine™, We Know Training's readiness platform first deployed in Alberta real estate licensing through Relo.ca, where 97% of learners passed their exams. Now it's live for LLQP.

Since1997
BCC was founded in 1997. 29 years of financial services training, regulation, and exam prep in the Canadian market.
97%Success Rate
97% Pass rate for ReadyEngine™ first deployment. 97% of learners passed two RECA licensing exams through Relo.ca (opens in a new tab). No changes to the core architecture. Same system, new blueprint.
Trusted by the industry. Thousands of professionals across Canada have prepared for licensing and certification with BCC.

FREQUENTLY ASKED QUESTIONS

Everything you need to know about LLQP

Copyright © 2026 Business Career College. All rights reserved · ReadyEngine, RapidLMS, LearnerVerified, and the LearnerVerified double checkmark logo are trademarks of We Know Training.

Terms of UsePrivacy PolicyRefund Policy