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Business Career College by WKT

Accident & Sickness Course (Common Law)

Designed for Common Law jurisdictions across Canada (except Quebec), this Accident & Sickness insurance course prepares you for provincial licensing while building practical expertise in health and disability insurance.

$199CAD
  • 100% online, self-paced, with readiness intelligence
  • Video lessons, adaptive quizzes, flashcards, practice exams
  • Concept mastery tracking and ReadyRating score
  • Certification exam to qualify for A&S licensing

COURSE OVERVIEW

What is the Accident & Sickness (A&S) Common Law Course?

As part of the LLQP pathway, this course prepares you to advise clients confidently on health disability coverage as well as other living benefits, tailor insurance solutions, and meet provincial licensing requirements.

Delivered as a flexible health insurance course online, this program supports learners pursuing licensed health insurance agent training in provinces such as Ontario and Alberta.

Licensing a team? BCC offers enterprise solutions for firms.

Course modules:

This course includes two modules:

  • Accident & Sickness Insurance
  • Ethics and Professional Practice (Common Law)

Where will you practice?

This course certifies you to practice in every Canadian province and territory except Quebec. If your goal is to advise clients within Quebec, you must take our A&S Civil Code (Quebec) Course instead.

COURSE FEATURES

What's included in the A&S Common Law course

The A&S Common Law Course runs on ReadyEngine™, BCC's readiness intelligence platform. Every session updates your ReadyRating™ and recalibrates your study plan based on your performance across all A&S modules. You always know what to focus on next and when your results are trending toward exam-ready. Reach ReadyRating Level 5 and still don't pass your certification exams? We'll give you a full refund.

QUESTIONS

4,000+

Exam-style practice questions with explanations to reinforce understanding and highlight gaps.

FLASHCARDS

1,300+

Flashcards for fast review of definitions, rules, and key concepts.

VIDEO LESSONS

141

Short, focused lessons in video, PDF, and audio formats. Explains what matters and connects it to real-world decisions.

CONCEPTS

50

Organized according to the LLQP curriculum, with a personal dashboard to track progress.

READYRATING

Unlimited

A live readiness score that updates as you practice, through five levels (1 to 5).

AI STUDY ASSISTANT

24/7

Stuck on a concept, practice answer, or other course material on the platform? Ask Riley anytime, in multiple languages.

EXAMS & LICENSING

Certification Exam Requirement

The certification exam is an integral part of this Accident & Sickness insurance course, included in your enrollment and required for professional licensing.

Mock Exams: Test your readiness with unlimited practice exams that simulate the official exam format. Each module includes its own mock exam:

  • 20–30 multiple-choice questions
  • Unlimited attempts allowed per module
  • Each attempt must be completed within a 75-minute timeframe
  • Pass mark set at 70%

Certification Exam Overview: Each module has its own certification exam:

  • Approximately 20–30 multiple-choice questions
  • Passing grade set at 60%
  • Each attempt completed within a 75-minute timeframe
  • Maximum of 4 attempts allowed

System Requirements: Your certification exams are proctored online. Before exam day, make sure you have:

  • A computer with a working webcam and built-in or standalone microphone (headphones with a microphone are not accepted per exam guidelines)
  • A stable internet connection
  • A quiet, well-lit space to write

Exam Attempts and Rewrites:

  • Important: A course retake is required after four unsuccessful attempts at any module, in line with CISRO/OCRA regulations
  • Each module culminates in a certification exam, with four attempts allowed per exam over a one-year period

Professional Licensing

Role in Professional Licensing: Successfully passing these exams qualifies you to register for the provincial licensing exam, enabling you to practice as a licensed Accident & Sickness insurance agent.

Certification to Licensing: After passing the certification exams, you are eligible to apply for the provincial licensing exam. This step is crucial as it allows you to officially practice as a licensed insurance agent across Canada (except in Quebec).

Professional Application: Once you pass your certification exams, BCC updates your CIPR record and sends you instructions on next steps for registering and writing your provincial licensing exam.

Read more about the licensing process

HOW IT WORKS

A smarter way to prepare

Our readiness intelligence platform adjusts to you as you study. It identifies what you know, targets what you don't, and helps you build proficiency in the areas that matter most for exam performance.

ASSESSMENT

Find Your Starting Point

Start with a baseline check that identifies strengths and gaps.

ReadyEngine baseline assessment step, four stages across the top from Baseline Knowledge to Final Review, with a Start Assessment button, a 0 of 150 question counter and a 90 minute estimate.

CONCEPT MASTERY

Follow a personalized study plan

Set a target exam date. Your daily plan updates automatically based on performance.

ReadyEngine concept mastery grid, two rows of coloured squares — one per topic — keyed to a legend running Unknown, Basic, Intermediate and Proficient, each square linking to that topic's lessons.

EXAM CERTAINTY

Know when you're ready

Your ReadyRating score gives a real-time prediction of your exam odds that updates with your progress.

ReadyEngine ReadyRating panel reading "Well-prepared! Aim for excellence." above a four-segment bar with the learner's readiness sitting at level 4.

Showing Find Your Starting Point

FREQUENTLY ASKED QUESTIONS

A&S Common Law course FAQs

GET STARTED

Ready to get your A&S licence with certainty?

Join candidates across Canada preparing for Accident & Sickness Insurance licensing with Business Career College. Enrol in the A&S Common Law Course and get the readiness intelligence, expert-developed content, and certification exams you need to get licensed with confidence.

RELATED COURSES

Life License Qualification Program (LLQP) Common Law Course

Get licensed to sell life and health insurance across Canada (except Quebec). This course prepares you for Life Insurance and Accident & Sickness certification and supports your path toward provincial licensing as a life and health insurance agent.

$375 CAD

Add live Office Hours coaching for $100

View course

Life License Qualification Program (LLQP) Civil Code (Quebec) Course

Get licensed to sell life and health insurance in Quebec. This course prepares you for the Life Insurance, Accident & Sickness insurance, Segregated Funds & Annuities and Ethics and Professional Practice (Quebec) certification exams and supports your path toward AMF provincial licensing.

$375 CAD

Add live Office Hours coaching for $100

View course

Accident & Sickness (A&S) Civil Code (Quebec) Course

Focused A&S insurance training for Quebec's Civil Code framework. Covers health and disability coverage and meets AMF provincial licensing requirements.

$199 CAD

View course

Ethics & Professional Practice Common Law Course

For advisors transferring from Quebec to sell insurance products in a Common Law province.

$99 CAD

View course

Ethics & Professional Practice Civil Code (Quebec) Course

For advisors transferring from a Common Law province to sell insurance products in Quebec.

$99 CAD

View course

A&S Top-Up to LLQP

This Top Up Course is designed for insurance agents who already hold an Accident & Sickness (A&S) license and want to upgrade to full LLQP certification. This is the same course for both Common Law and Civil Code.

$299 CAD

View course

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